UK-standard accounting. Offshore efficiency. Qualified review on every file.
A dedicated team of UK-trained accountants that works inside your software, overlaps your working day and has a senior reviewer sign off every file before you see it.
- Bank reconciliationDone
- VAT return · Q3Done
- MTD update · landlordSent
- Management packIn senior review
Xero partner
QuickBooks ProAdvisor
Explore what we do
Pick a service to see what's included, what we need from you, when it's done and what it costs. Tap any underlined term for a quick explanation.
Three questions, one recommendation
Answer a few quick questions and we'll point you to the right service and price.
The parts that make outsourcing work
Accountants trained on UK GAAP, HMRC and Companies House rules, with ACCA-qualified seniors.
Your team is online during the UK working day, so questions get answered the same day.
The same people on your files every month. No ticket queue, no rotating pool.
Nothing reaches you until a senior accountant has checked it.
No lock-in. Stay because the work is good, not because of a contract.
A dedicated accountant for less than half the UK cost
Monthly cost of one full-time person, compared with a dedicated full-time team member from us.
Accountant Save about £2,650/month
Bookkeeper Save about £1,570/month on salary alone
Bars drawn to the same scale. UK figures are typical market estimates; your own costs will vary. No VAT is added to our prices.
Do I need MTD for Income Tax?
Enter your gross self-employment and property income to see when MTD applies to you.
A guide, not tax advice. Some people are exempt or can apply for an exemption.
Judge us on your own files, not on our word
We're a new firm, so we'd rather show you than tell you. Every engagement starts with work you can check.
Free pilot on 5 real files
For accounting firms: we complete your first 5 files or 2 weeks of work free, under NDA. Keep us only if the quality is right.
Senior review on everything
No file reaches you until a senior accountant has checked it. If we get something wrong, we fix it at no cost.
One month's notice
No lock-in and no exit fee. If it isn't working, leave with a month's notice and a clean handover.
Not sure which path fits?
A 30-minute call is enough to scope it and give you a fixed price.
White-label accounting capacity for UK practices
Take on the clients you've been turning away. A named team works inside your software, under your brand, with senior review before anything comes back to you.
The pressure on UK practices
Qualified staff are hard to find, slow to hire and expensive to keep.
Enquiries come in, but there is nobody free to take on the work.
MTD for Income Tax turns one return a year into four updates plus a final declaration.
January and year-end deadlines stretch the team every single year.
What we take off your desk
Bookkeeping
Bank and card reconciliations, sales and purchase ledgers, receipt capture.
VAT returns
Prepared under MTD for VAT, ready for your review and submission.
MTD ITSA quarterly updates
Quarterly updates and final declarations for sole traders and landlords.
Year-end accounts + CT600
Micro and small company accounts under FRS 105 and FRS 102, with the corporation tax return.
Self-assessment
SA100 returns for directors, landlords and sole traders.
Payroll
RTI submissions, payslips, auto-enrolment, P60s and P11Ds.
Management accounts
Monthly or quarterly packs with commentary for your clients.
Something else?
Tell us the job. If it's UK compliance work, we can usually scope it.
Transparent pricing, in two shapes
Hire a dedicated team member, or pay per job. Part-time dedicated staff are available.
Dedicated full-time staff
| Role | Per month |
|---|---|
| Bookkeeper | £1,350 |
| Accountant | £1,850 |
| Senior / ACCA accountant | £2,450 |
Full-time equivalent. Part-time options available on request.
Per job
| Job | Price |
|---|---|
| MTD quarterly update | from £60 /client/quarter |
| VAT return | from £50 |
| Micro / small year-end + CT600 | from £180 |
| Payroll | from £3.50 /payslip |
"From" prices depend on volume and record quality. You get a fixed quote before work starts.
No VAT is added. We are not VAT-registered, so the price you see is the price you pay.
What would your team cost in-house?
Choose the people you'd otherwise hire. Change the UK cost if yours is different.
Default UK costs are fully loaded estimates: salary (about £35k, £43k and £55k), employer National Insurance, 3% pension and about £4,500 a year for recruitment, software and cover.
From first call to a live team
Discovery call
We learn your client mix, software and the work you want to hand over.
NDA and data processing agreement
Signed before we see a single client record.
Free pilot
Two weeks or your first 5 files, free, so you can judge the quality.
Go live
Your named team starts, with a senior reviewer on every file.
Your clients' data stays in your systems
We work inside your own software. Nothing is downloaded or stored on our machines.
UK GDPR
Processing under a written data processing agreement.
IDTA
International transfers covered by the UK International Data Transfer Agreement.
Role-based access
Each person sees only the clients they work on, with MFA throughout.
No local storage
Work happens in your software and portals. No files on our devices.
Try us on five real files
Free, under NDA, with no commitment afterwards.
Your books, tax and payroll for one fixed monthly fee
Packages for sole traders, landlords and small limited companies, run by qualified accountants and reviewed before anything is filed.
Pick the package that fits today
Swipe to see all five packages →
MTD Essentials
Sole traders & landlords
- Digital records in MTD software
- 4 quarterly MTD submissions
- Final declaration
Starter
Small limited companies
- Bookkeeping
- VAT returns
- Year-end accounts
- CT600
- Director's self-assessment
Starter Plus
Companies with a small team
- Everything in Starter
- Payroll up to 5 employees
Growth
Growing companies
- Everything in Starter
- Payroll up to 10 employees
- Monthly management accounts
- KPI dashboard
- Quarterly review call
Finance Function
Established businesses
- Month-end close
- Cashflow forecasting
- Board pack
- FD oversight
No VAT is added. We are not VAT-registered, so the price you see is the price you pay. Annual plans are paid upfront and give you 12 months for the price of 10.
Other fees, listed upfront
Switching takes about two weeks
Free call
We look at your records, software and deadlines.
Fixed quote
One monthly price, in writing, before you commit.
Handover
We contact your old accountant and collect your records.
Named accountant
One person who knows your business, with a senior reviewer behind them.
Making Tax Digital for Income Tax, explained
If you're a sole trader or landlord, MTD replaces the once-a-year paper habit with digital records, four quarterly updates and a final declaration.
Based on your qualifying income
Qualifying income is your total gross income from self-employment and property, before expenses. HMRC uses the tax return from two years before each start date.
Based on your 2024–25 return.
Now in forceBased on your 2025–26 return.
Based on your 2026–27 return.
What you send each year
Then a final declaration by 31 January after the tax year ends, replacing the usual Self Assessment return.
Do I need MTD?
A guide, not tax advice. Some people are exempt or can apply for an exemption.
MTD for landlords
Rent from one property or ten, UK or overseas, joint ownership included. We keep the records and send every update.
MTD help for landlordsMTD for sole traders
We set up the software, keep your records digital and file all four updates plus the final declaration.
MTD help for sole tradersCompanies House is changing. Here's what affects you.
Three changes matter most for directors and small companies over the next few years.
Director identity verification
Every director and person with significant control must verify their identity, either through GOV.UK One Login or an authorised agent. Existing directors verify when they file their next confirmation statement.
ACSP requirements for filing agents
Agents who file for companies, or verify identities, must register as an Authorised Corporate Service Provider (ACSP). Check that whoever files for you is registered.
Software-only accounts filing
Accounts will have to be filed with software in iXBRL format, ending paper and web-form filing. Abridged accounts are also being removed, so small companies will need to file a profit and loss account.
Dates are subject to Companies House confirmation. We update this page when new guidance is published. Last reviewed November 2026.
Free Companies House readiness check
We check your directors' ID status, your filing agent and how your accounts will need to change.
Sectors we know well
Each has its own VAT quirks, payroll patterns and reporting needs. We've built our processes around them.
Hospitality & leisure
Tips and tronc, high staff turnover, EPOS reconciliation and seasonal cashflow.
Sports & fitness
Memberships and deferred income, coach commissions, facility hire and multi-site reporting.
Property & landlords
MTD for Income Tax, joint ownership, mortgage interest relief and portfolio reporting.
E-commerce
Stripe, Shopify and Amazon payouts, marketplace VAT, stock and fees reconciliation.
A global team, working to UK standards
We built The Bakoffice for UK practices and businesses that need qualified accountants they can rely on, at a cost that makes sense.
Our qualified accountants work across time zones, with cover during the UK working day. Contracting entity, registered name and jurisdiction
How we stay UK-compliant
Trained on UK GAAP (FRS 102 and FRS 105), HMRC VAT, PAYE and MTD rules, and Companies House requirements.
AML supervision by AML supervisor. Professional indemnity cover with insurer.
Data handled under UK GDPR, with transfers covered by the IDTA.
The people on your files
Name
Founder · ACCA / ACA
Name
Head of review · ACCA
Name
UK client manager · credential
Name
Payroll lead · credential
What you can hold us to
Same named team
The people who start on your files stay on them.
Reply within one UK working day
Every email and message gets an answer the same or next working day.
Fixed prices in writing
You see the price before work starts. No hourly surprises.
Guides for UK firms and businesses
MTD for Income Tax: a guide for landlords
What counts as qualifying income, joint ownership and what to send each quarter.
MTD for Income Tax: a guide for sole traders
Software, digital records, quarterly updates and the final declaration.
White-label accounting vs hiring in-house
The true monthly cost of a UK hire and when outsourcing makes sense.
Companies House 2028 checklist
ID verification, ACSP agents, software-only filing and the end of abridged accounts.
MTD for Income Tax: a guide for landlords
From 6 April 2026, landlords and sole traders with qualifying income over £50,000 must use Making Tax Digital for Income Tax. The threshold falls to £30,000 in April 2027 and £20,000 in April 2028.
What counts as qualifying income
Your gross rental income plus any self-employment turnover, before expenses. For jointly owned property, count only your share.
What you need to do
- Use MTD-compatible software.
- Keep digital records of rent and expenses.
- Send four quarterly updates.
- Submit a final declaration by 31 January.
Expand with worked examples and FAQs before publishing
MTD help for landlordsMTD for Income Tax: a guide for sole traders
If your turnover from self-employment and property is over the threshold, you'll need to keep digital records and send HMRC an update every quarter.
Choosing software
Xero, QuickBooks and Sage are all recognised by HMRC. Bridging software works if you prefer spreadsheets.
Quarterly deadlines
- 7 August, 7 November, 7 February and 7 May.
- Final declaration by 31 January after the tax year.
Expand with penalties, exemptions and a checklist before publishing
MTD help for sole tradersWhite-label accounting vs hiring in-house
A UK accountant costs around £4,500 a month once employer NI, pension, software, training and cover are included. A dedicated white-label accountant starts from £1,850 a month.
When hiring makes sense
Client-facing roles, partners in training and work that needs someone in the office.
When white-label makes sense
Repeatable compliance work, MTD quarterly volume and peak-season overflow.
Expand with a cost table and pilot results before publishing
Start your free pilotCompanies House 2028 checklist
- Have all directors and PSCs verified their identity?
- Is your filing agent registered as an ACSP?
- Is your accounts software able to file iXBRL accounts?
- Are you ready to file a full profit and loss account now that abridged accounts are ending?
Dates are subject to Companies House confirmation.
Expand each item with what to do and by when before publishing
Get a free readiness checkQuestions we're asked most
How do you keep client data secure?
We work inside your own cloud software with role-based access and multi-factor authentication. We don't store client data locally. Transfers from the UK are covered by the International Data Transfer Agreement (IDTA) and a data processing agreement.
Who actually does the work?
A named, dedicated team of UK-trained qualified accountants and bookkeepers working to UK standards. A senior accountant reviews every file before it reaches you.
How do you stay compliant with UK rules?
Our team is trained on UK GAAP (FRS 102 and FRS 105), HMRC VAT and Making Tax Digital rules, and Companies House requirements. We are AML-supervised and hold professional indemnity insurance.
What are your contract terms?
One month's notice with no lock-in. Annual business plans give two months free.
Can I switch to you from my current accountant?
Yes. We send the professional clearance letter, collect your records and handle the handover.
Which software do you use?
Xero, QuickBooks Online, Sage, FreeAgent, Zoho Books and Odoo, plus Dext, Hubdoc and the main UK payroll platforms.
Book a free 30-minute call
Tell us what you need. We reply within one UK working day.
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